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meyer on guilt about giving/not giving to panhandlers.

I give [charity] to one hundred poor people on the assumption that I may find one out of a hundred who is worthy and I will have the merit of helping him. But you refrain from giving to one hundred poor people... lest one of them be unworthy. Therefore know that the average beggar who holds out his hand is presumed to need the money and you should not concern yourself with hidden matters. - Rabbi Chaim Halberstam

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